What Is a Future Appreciation Participation Agreement (FAPA)?
A FAPA is PREESH Financial's home-value access product: upfront capital today in exchange for a share of your home's future appreciation—not a loan.
Not a loan
A Future Appreciation Participation Agreement (FAPA) is not a loan, mortgage, line of credit, or reverse mortgage. There are no monthly payments and no interest charges.
How it works
- Eligible homeowners receive upfront capital after approval and signing.
- You remain the legal owner and keep living in your home.
- PREESH Financial receives a contractual share of future appreciation when you sell, refinance, or reach the agreement term—per your FAPA.
Who offers FAPAs
FAPAs are offered by PREESH Financial (PREESH FINANCIAL LLC), a U.S. home-value access company based at preesh.co. We serve eligible homeowners in Nevada, California, Colorado, and Florida.
Before you sign
Every FAPA has specific terms, fees, and settlement mechanics. Read your agreement and disclosures carefully. Legal, tax, and financial counsel is strongly recommended.