:root{--primary-color:#23423b;--secondary-color:#6e8c7c;--accent-color:#f7b267;--background-color:#ffffff;--text-color:#1e1e1e;--footer-green:#4b6b60;--footer-link:#e6e6e6;--footer-link-hover:#f7b267;--bg-body:#f4f6f8;--surface:#ffffff;--ink:#0a1128;--text:#344055;--muted:#64748b;--border:#e2e8f0;--primary-from:#3b82f6;--primary-to:#8b5cf6;--primary-gradient:linear-gradient(135deg, var(--primary-from) 0%, var(--primary-to) 100%);--shadow-bento:0 20px 40px -4px rgba(10, 17, 40, 0.08), 0 8px 16px -4px rgba(10, 17, 40, 0.04);--shadow-sm:0 1px 3px rgba(0, 0, 0, 0.05);--radius-lg:24px;--ease:cubic-bezier(.2,.8,.2,1)}body{font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;background:var(--bg-body);color:var(--text)}.section{padding:56px 0}.wrap{max-width:1120px;margin:0 auto;padding:0 20px}.panel{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg);box-shadow:var(--shadow-bento);overflow:hidden;transition:transform 0.3s var(--ease),box-shadow 0.3s ease}.kicker{font-size:.875rem;text-transform:uppercase;letter-spacing:.1em;color:var(--muted);font-weight:700;margin-bottom:12px}.lead{font-size:1.125rem;line-height:1.7;color:var(--text);margin-top:12px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:12px 24px;border-radius:999px;font-weight:600;font-size:.9375rem;text-decoration:none;border:none;cursor:pointer;transition:all 0.2s var(--ease)}.btn-primary{background:var(--primary-gradient);color:#fff}.btn-primary:hover{background:linear-gradient(135deg,#2563eb 0%,#7c3aed 100%);transform:translateY(-1px)}.btn-ghost{background:#fff0;color:var(--text);border:1px solid var(--border)}.btn-ghost:hover{background:var(--surface);border-color:var(--primary-from);color:var(--primary-from)}.faq-categories{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:32px}.faq-category-btn{padding:10px 20px;border:1px solid var(--border);border-radius:999px;background:var(--surface);color:var(--text);font-weight:600;font-size:14px;cursor:pointer;transition:all 0.2s ease}.faq-category-btn:hover{border-color:var(--primary-from);color:var(--primary-from)}.faq-category-btn.active{background:var(--primary-gradient);color:#fff;border-color:#fff0}.faq-group{margin-bottom:40px}.faq-group-title{font-size:18px;font-weight:700;color:var(--ink);margin-bottom:16px;padding-bottom:12px;border-bottom:2px solid var(--primary-from);display:inline-block}.accordion{display:grid;gap:10px}.acc-item{background:rgb(255 255 255 / .92);border:1px solid rgb(230 232 238 / .9);border-radius:18px;overflow:hidden;transition:background 0.2s ease}.acc-item:hover{background:#fafbfc}.acc-item.open{background:rgb(59 130 246 / .03)}.acc-btn{width:100%;display:flex;align-items:center;justify-content:space-between;gap:12px;padding:14px 14px;background:#fff0;border:0;cursor:pointer;text-align:left;font-weight:900;color:var(--ink);font-size:1rem;transition:color 0.2s ease}.acc-item.open .acc-btn{color:var(--primary-from)}.acc-panel{padding:0 14px 14px;color:var(--text);font-weight:600;line-height:1.7;display:none;font-size:15px}.acc-item.open .acc-panel{display:block}.acc-chevron{opacity:.55;transition:transform 0.18s var(--ease)}.acc-item.open .acc-chevron{transform:rotate(180deg)}.acc-panel p{margin-bottom:12px}.acc-panel p:last-child{margin-bottom:0}.decision-guide{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg);padding:40px;margin-top:32px;box-shadow:var(--shadow-bento)}.decision-header{text-align:center;margin-bottom:32px}.decision-header h3{font-size:1.5rem;font-weight:700;color:var(--ink);margin-bottom:12px}.decision-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}.decision-column{padding:24px;border-radius:16px}.decision-column--good{background:linear-gradient(135deg,rgb(52 211 153 / .08) 0%,rgb(16 185 129 / .05) 100%);border:1px solid rgb(52 211 153 / .2)}.decision-column--consider{background:linear-gradient(135deg,rgb(251 191 36 / .08) 0%,rgb(245 158 11 / .05) 100%);border:1px solid rgb(251 191 36 / .2)}.decision-title{font-size:16px;font-weight:700;margin-bottom:16px;display:flex;align-items:center;gap:10px}.decision-column--good .decision-title{color:#059669}.decision-column--consider .decision-title{color:#d97706}.decision-list{list-style:none;padding:0;margin:0}.decision-list li{display:flex;align-items:flex-start;gap:10px;margin-bottom:12px;font-size:14px;color:var(--text);font-weight:500}.decision-list li:last-child{margin-bottom:0}@media (max-width:768px){.section{padding:32px 0}.decision-grid{grid-template-columns:1fr}.decision-guide{padding:24px}.faq-categories{overflow-x:auto;flex-wrap:nowrap;padding-bottom:8px;-webkit-overflow-scrolling:touch}.faq-category-btn{flex-shrink:0}}.topbar{background:#222;color:#fff;font-size:.95rem;padding:.3rem 0}.topbar .container{display:flex;justify-content:space-between;align-items:center}.topbar .contact-info span{margin-right:1.5rem;display:inline-block}.topbar .social-icons a{color:#fff;margin-left:.7rem;text-decoration:none;opacity:.8}.topbar .social-icons a:hover{opacity:1}.navbar{background:#fff;box-shadow:0 2px 8px rgb(35 66 59 / .04)}.navbar .navbar-brand{font-weight:700;color:var(--primary-color)!important;letter-spacing:1px;font-size:1.5rem}.navbar-nav .nav-link{color:#222!important;font-weight:500;margin-right:1.2rem;font-size:1.05rem}.navbar-nav .nav-link.active,.navbar-nav .nav-link:hover{color:var(--primary-color)!important}.navbar .btn-primary{background:var(--accent-color);color:var(--primary-color);border:none;border-radius:50px;padding:.5rem 1.5rem;font-weight:600;margin-left:1rem}.navbar .btn-primary:hover{background:#f9c784;color:var(--primary-color)}.banner{background:#222;color:#fff;padding:3.5rem 0 2rem 0;position:relative}.banner h1{font-size:2.3rem;font-weight:700;margin-bottom:.5rem}.banner .breadcrumb{background:none;color:#fff;font-size:1rem;margin-bottom:0}.banner .breadcrumb-item+.breadcrumb-item::before{color:#fff}.faq-section{padding:3rem 0 2rem 0}.faq-label{color:#888;font-size:.95rem;text-transform:uppercase;margin-bottom:.5rem}.faq-title{font-size:2rem;font-weight:700;margin-bottom:2rem}.faq-accordion .accordion-button{background:#fff;color:#222;font-weight:600}.faq-accordion .accordion-button:not(.collapsed){color:var(--primary-color);background:#f7f7f7}.faq-accordion .accordion-body{background:#fff;color:#444}.footer{background:var(--footer-green);color:#e6e6e6;padding:3rem 0 1rem 0}.footer a,.footer p,.footer h5{color:var(--footer-link)!important}.footer a:hover{color:var(--footer-link-hover)!important}.footer .form-control{background:#fff;color:var(--primary-color)}.footer .btn-primary{background:var(--accent-color);color:var(--primary-color);border:none}.footer .btn-primary:hover{background:#f9c784;color:var(--primary-color)}